What You Need to Know About Auto Financing in Cincinnati, OH

Most drivers would agree that automotive financing is perhaps the most daunting part of the dealership experience because you have to crunch a bunch of numbers to make sure you stay within your budget. Fortunately, when you shop at Superior Kia for a new or used vehicle, you have full support at every stage-including the buying and leasing process! In fact, we have a finance center on-site at our dealership in Cincinnati, Ohio!

Before you make the drive out to consult with our financial advisors though, we suggest you get familiar with the basics. To help, we have outlined three things you need to know about auto finance. When you are comfortable enough to make a decision, get in touch with our professionals!

You Have Two Options: Leasing and Financing

There are two ways in which you can take home a vehicle from our dealership near Fairfield, Ohio. Those who find themselves debating on models may prefer to lease a new Kia. Doing so will give you freedom to try out different options for a lower price. When a few years go by, you can decide to return it to the dealer in exchange for another or pay it off to claim it as your own. If you are committed to a model, then you will prefer to finance. When you buy a car, you are not limited to just new products. You can also extend your search to our used vehicles, giving you a wider selection. While costs are higher each month, you will save more in the long-run because payments will eventually cease. Don't worry, we even have no money down, low payment vehicle options available and can answer any financing questions or leasing questions about returning your lease!

Applying for Financing Online Can Save You Time

We live in the digital era, and things are now more convenient as a result, including auto financing! Instead of waiting for hours at a facility to process paperwork, you can save time by submitting a form through our website. That means drivers who live out in Covington, Kentucky, can send a financial application without ever leaving their home. Rest assured, our site is encrypted, which means your personal information will remain safe and be viewed only by our experienced financiers.

You Have Access to Special Offers Throughout the Year

To save you money, we provide special offers on new Kia models and used cars, trucks, and SUVs regularly at our dealership near Batavia, OH and Harrison, Ohio. With lowered interest rates for a new Kia lease, up-front discounts, and potential rebates, we give our customers at Superior Kia the chance to save thousands. Just ask our representatives if you qualify, and they will help you take advantage of more savings.

Contact Our Cincinnati Finance Center for Further Assitance

We want you to have a positive experience when you do business with our dealership, so you are always welcome to seek more guidance if you need it, and our team will go the extra mile for you. With our help, financing or leasing a vehicle will be easier than ever!

Superior Fast Lane

Superior Fast Lane in Cincinnati from Superior Kia is a Quick Way Through the Finance Process

You can buy almost anything online these days, and now that includes purchasing your next Kia Sportage or Optima! Superior Fast Lane from Superior Kia is a simple online platform--accessible from any device--where you can select and finalize the deal on your next Kia!

Start by Searching Our Deals

Superior Kia offers a rotating selection of Specials and incentives on many of our new models, like the Soul or Sorento near Fairfield, OH. It's a simple way to secure the best price on your Kia of choice. Even better, there's a link to Superior Fast Lane right at the top of the page. Once you've seen a special you like on the new Kia near Covington, KY, you want, click the button and get the process started.

Take Control with Superior Fast Lane

No one knows your budget better than you, and Superior Fast Lane lets you control every aspect of the deal for your next new Kia near Batavia, OH! You can start by looking at our online payment tool to get an idea of the down payment, trade-in value, and terms you need to reach your desired monthly payment.

Superior Fast Lane near Harrison, OH, puts you in control after that!

  • Start by choosing your new Kia, and make sure any Finance Specials are applied.
  • Estimate the value of your trade-in using our integrated tool.
  • Apply and get approved for financing.
  • Calculate your payment, then stop by Superior Kia to finalize the deal!

Financing your next Kia is just that easy with Superior Fast Lane.

The Superior Kia Finance Center is Here When You Need Us

Buying a new Kia in Cincinnati is a large investment, no matter how you choose to finance. You can access Superior Fast Lane online anytime. We're available by phone or in person seven days a week for your convenience! Click or call to learn how easy financing your next Kia can be!

Your privacy is important to us.

Superior Kia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Contact Us

Superior Kia

260 W. Mitchell Avenue
Directions Cincinnati, OH 45232

  • Sales: (513) 541-3300
  • Service: (513) 354-3252
  • Parts: (513) 541-4212


  • Monday 9:00 am - 8:00 pm
  • Tuesday 9:00 am - 8:00 pm
  • Wednesday 9:00 am - 8:00 pm
  • Thursday 9:00 am - 8:00 pm
  • Friday 9:00 am - 6:00 pm
  • Saturday 9:00 am - 5:00 pm
  • Sunday 12:00 pm - 5:00 pm